Library

It starts with knowing

There’s power in knowing

Knowledge is power. Browse our library of checklists, tip sheets, articles, links and videos for suggestions and ideas to help your business manage risk effectively.

Could your commercial client survive a lawsuit?

Today, every business faces the reality of a major lawsuit that has the potential to close its doors before a verdict is even reached. This makes commercial umbrella coverage more important than ever.

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Commercial Property Snow and Ice Removal Checklist

Owners and managers of commercial property have an obligation to maintain safe conditions for employees and occupants. Prevent injuries and minimize injury costs by implementing a snow removal program using the checklist provided.

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Insurance: An industry with endless opportunities

With the development of new technologies and the introduction of new types of risks, a variety of unique career options—ranging from human resources to business analysis to marketing—are available within the industry.

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Millennial Mindset: How to Attract Millennials to an Aging Industry

There’s an important struggle on the minds of many insurance professionals—how will the industry replace the population of retiring Baby Boomers with Millennials who may not view insurance as a particularly appealing profession. Here’s what you need to know about attracting a young workforce at your agency.

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Discrimination Against Criminals: Are You Guilty?

The criminal history policy of apartment communities can have discriminatory effects when interacting with the general public. Explore our infographic to determine if you or your clients are guilty of housing discrimination.

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3 Important Risk Control Techniques for Managing Contractors

Property owners/managers can be held liable for wrongful acts committed by a contractor even though they may have no direct fault for the act. Here are a few risk control techniques that will help an owner/manager recognize and control potential liability exposures.

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What is Building Lifecycle (Builders Risk)?

Large multifamily housing or commercial property construction projects can be complicated. That’s why we’ve created a product to make things a bit simpler. Building Lifecycle (Builders Risk) allows you to obtain ONE policy for the entire lifecycle of your building.

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The 411 on Flood Insurance

When it comes to commercial flood insurance, there is one very common misconception among business owners. As insurance professionals, it’s our job to set the record straight. Many commercial clients believe that their business is protected from flood-related losses under their businessowners policy (BOP). But this isn’t always the case!

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What Is Data Response and Cyber Liability?

A data breach is only one click away. Our Data Response and Cyber Liability product is a specialized solution designed specifically for our commercial clients. With a policy from us, clients will have a dedicated unit delivering immediate response service and expertise.

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Are You Prepared for a Resident Discrimination Charge?

Employment Practices Liability Insurance, or EPLI, is often thought of as coverage for when an employee brings a discrimination or harassment charge to an employer. However, prospective and current residents can also bring such charges.

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Questions to Ask Your Insurance Agent

Looking for insurance for your multifamily housing or dwelling rental properties? We’ve compiled a list of questions to ask your agent to help you better understand your options.

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Renters Insurance: A Benefit to Landlords and Tenants

As a landlord, you know you need to have insurance on your building, but you may leave the decision to buy renters insurance to your tenants. After all, it benefits them and not you, right? While it’s true that renters insurance does benefit tenants, the fact is there are good reasons for landlords to require their tenants to obtain this coverage.

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Top 8 Insurance Coverages for Multifamily Housing and Rental Dwelling Property Owners

Insurance for your Multifamily Rental or Dwelling property is a must. But what kind of coverage should you buy? Here are the 8 most important insurance policies most property owners should consider.

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Rental Property Claims: A Guide to Prevention and Mitigation

Being a landlord is stressful, especially when dealing with a property or liability issue at one of your rental properties. The bad news? Claims are bound to happen from time to time. The good news? There are many things you can do to mitigate or prevent these claims from occurring at multifamily housing or rental dwelling properties.

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The “COST” of Using Electric Space Heaters. Are They Worth It?

During the cool fall nights and cold winter days, the demand for heat increases. It is cold in the house and although more heat is just a flip of a switch away, you worry about the increase in your heating bill. This is why you may turn to electric space heaters. You think it’s ideal for extra, inexpensive heat. But is it?

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Minimize the Risks of Renting to College Students

Student housing is an essential cornerstone of student life for any college or university. This market segment is noted for its dependable cash flows due to high demand. However, student housing is not without unique risks.

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How to Tackle the 5 Most Common Winter Landlord Challenges

Being a landlord during the winter months comes with a set of unique challenges. Between periods of low demand, cold weather damage, and traveling tenant woes, you may find yourself with hardships that cut into your profit.

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Snow Removal Program Checklist for Apartment and Rental Dwelling Owners

Owners and managers of commercial properties have an obligation to maintain safe conditions for tenants and employees. Prevent injuries and minimize injury costs by implementing a snow removal program using the checklist provided.

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Three Ways Landlords Can Prepare for the 2021 Hurricane Season

Your rental property is one of your largest investments, so protecting it from natural disasters is probably one of your top priorities. Now is a great time to prepare before the storm strikes.

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Do Landlords Need Data Response & Cyber Liability Insurance?

If you own or manage rental properties, you have cyber risk. Whether a two-unit dwelling, garden-style apartment complex, or small apartment building, the reality is that landlords possess personal information that can be stolen, lost, or otherwise compromised.

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5 Strategies for Agents to Overcome Challenges of the Hard Insurance Market

Hard insurance markets present many challenges for insurance agents. And because the last significant hard market was in 2001, these are uncharted waters for many. Learn strategies to help you talk to clients, work with underwriters, and navigate through these uncharted waters.

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More resources coming soon!

Check back soon for even more valuable resources!