Happy National Trivia Day! - Millers Mutual Insurance
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Happy National Trivia Day!

By January 4, 2021Millers News

Who doesn’t love a little bit of trivia? And who knew insurance trivia could be so interesting? We’ve compiled some of the most interesting facts about insurance that just might help you win that next round of Trivial Pursuit!


There is such a thing as Death by Laughter Insurance.

This insurance is essentially a unique kind of liability coverage, a policy designed to protect comedians or anyone who runs the risk of killing someone through sheer wit alone.

Astronauts aboard the Apollo 11 couldn’t afford life insurance.

Life insurance for the Apollo 11 astronauts would’ve been extremely expensive, so the astronauts signed autographs and gave them to their families instead. If they did not make it back from the moon, their families could sell their autographs for thousands!

Alien Abduction Insurance is a thing.

In fact, it has been available in the U.S. since 1987. This may be the strangest type of indemnity coverage out there. It is basically a policy designed to protect humans from trauma suffered following alien abductions. But good luck proving it!

Does an insurance policy come with a Bride or Groom?

The word insurance is derived from the French word ‘ensurer’ and originally meant an engagement to marry. Over time the word evolved to become ‘assurance’ and later ‘insurance’.

Who was the founding father of insurance?

Benjamin Franklin is considered the founding father of insurance, as he founded a fire insurance company in Philadelphia titled The Philadelphia Contributionship for the Insurance of Houses from Loss by Fire.

What year was the BOP first introduced?

The businessowners policy (BOP) was first introduced in 1976. This was the first-time commercial risks were offered property and liability coverage in the same coverage form without the need to piecemeal the parts together.

Famous Smiles and Hair are insured for millions.

Actress America Ferrerra’s smile is insured for $10 million and Troy Polamalu’s hair is insured by Proctor & Gamble for $1 million. Who knew a smile and hair could be worth millions?!

While we’re not in the business of insuring death by laughter or celebrity hair, we can help you protect your rental properties. To learn more about Millers Mutual, specifically how we focus on Multifamily Housing and Rental Dwelling properties, download our Top 8 Coverages Landlords/Investors Should Have to Protect Multifamily Housing and Rental Properties.