Property Damage Liability


Specifically created to protect rental housing owners and their properties

Who really pays the price of resident negligence?  Property Owners Do! OwnersPROTECT protects property owner’s assets with a simple and unique approach.
  • The property owner is listed as the named insured
  • Transfers the financial liability for resident caused losses
  • Primary over property owner P&C policy
  • Eliminates deductible/out-of-pocket exposure
  • Improves the property owner NOI and asset valuation
  • Utilizes a proprietary tracking system that monitors every unit in their portfolio

OwnersPROTECT caters to apartments, single family rental homes, senior living and student housing. It is a property damage liability product that changes the way owners manage RISK. It is a focused, simplified solution that helps owners recoup costly losses by residents caused by fire, smoke, explosion, water discharge, and sewer backup. Building owners with 10 or more units are eligible and encouraged to submit an application for OwnersPROTECT.

OwnersPROTECT is brought to you by Riverside Brokerage Services, a subsidiary of Millers Mutual Insurance and powered by RLL®.

Riverside Brokerage Services is a wholly-owned in-house brokerage set up to provide Millers Mutual’s agency partners access to additional products and programs. Millers Mutual Partner Agents should work with Riverside for quoting and managing OwnersPROTECT with customers.

Request a Consultation

To learn more or to get started, complete and submit the form below, or contact Millers Mutual’s Agency and Brokerage Sales Relationship Leader, Stuart Cohen (717) 963-8566 or
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