For the corporation, directors, officers and employees
Coverage that helps limit the costs of defending a legal claim
Even groundless charges require legal defense, which is why the workplace can be a minefield of risk for responsible employers. No matter how big your company or how well you manage your business, an employee, customer, or vendor can allege anything at any time. And small businesses are not immune – 50 percent of all Employment Practices Liability (EPL) charges are filed against small businesses.
Millers Mutual also offers optional EPL coverage for third party claims, so your business is protected when discrimination or harassment charges are filed by customers or vendors, not just employees.
And, as an added benefit, every EPL customer receives complimentary access to an extensive library of resources and tools to help you develop and maintain sound employment practices (model employee handbook, sample forms and policies, web-based training modules, legal advice hotline and more).
Discrimination (age, race, gender, color, national origin, religion, disability, pregnancy, etc.)
Wrongful termination, discharge or dismissal
Harassment – including sexual harassment
Wrongful failure to employ or promote