Our Story

Bringing stability to multifamily housing

We Are Here To Stay

With insurance carriers bouncing in and out of the multifamily housing market, it makes things difficult and creates more work for insurance agents and customers. As a carrier that’s dedicated to understanding the intricacies of the niche, we believe our singular focus on multifamily housing results in the kind of comprehensive, stable coverage our agents—and our multifamily clients—deserve.
What We Do

We’re hyper-focused on multifamily housing, which means comprehensive, consistent coverage for our customers. We currently serve multifamily housing, student housing, affordable housing & commercial real estate markets in PA, DE, MD, NC, OH, VA & D.C, and we are here to stay.

Our target customers are commercial property owners investing in real estate with as few as one, or a portfolio of many, habitational properties which are four stories or less in height and $5 million or less in value.

We offer property and casualty (P&C) insurance solutions for multifamily housing on a businessowners policy (BOP) which includes both property and liability insurance in one policy.

That’s the “what.” Here’s the “how.”

We’ve been bringing customers the peace of mind that comes from knowing loss doesn’t have to be permanent since 1890. Our deep investment in our people has created a culture of compassion and continuous education that sharpens our focus and spills into our relationships with agents and customers. We understand the complex risks the multifamily housing space poses—and how to insure against them. Our underwriters use intelligence, creativity, and experience to shape policies, ensuring premiums accurately reflect market fluctuations.

In the aftermath of the unforeseen, our customers only want to hear one thing: you’re covered. With Millers as your partner, we can bring you the peace that comes from knowing loss doesn’t have to be permanent.

Millers Facts

Based in

Harrisburg, PA

In Business since



Property & Casualty Insurer

Focused Only On

Multifamily Housing

A- (Excellent)

Rating by A.M. Best

VII Size Category

by A.M. Best, reflecting policyholder surplus of $50M – $100M