Become A Millers Mutual Agent

Bringing stability to a difficult risk:
Multifamily Housing

We are here to stay.

With carriers bouncing in and out of the multifamily housing market, it makes things difficult and creates more work for insurance agents. Millers Mutual is a niche property and casualty insurer targeting the multifamily housing industry in the small business space, and we are here for the long haul.
Why agents choose Millers Mutual.

Agents rely on us because our singular commitment to the multifamily housing market makes us reliable in both appetite and approach to pricing. We give you the consistency your business demands and the confidence you can stake your relationships on for your habitational clients!


The compassion Millers cultivates with employees spills into our interactions with agents and customers. We are here to help heal our insureds following a covered loss.


Our unwavering commitment to the multifamily housing industry results in consistent, holistic coverage agents and insureds can depend on. Millers is a source of confidence for agents and of calm for insureds in difficult times.


Though we are focused on a challenging class of business to write, our knowledge of the multifamily housing space allows us to adequately assess and prepare for that risk.

Stability & Financial Strength

We’ve been around a long time—since 1890—which means we’ll be here when you need us the most. We’re rated A- (Excellent) by A.M. Best.

Our Underwriting Appetite

Our underwriters use intelligence, creativity, and experience to shape policies, ensuring premiums accurately reflect market fluctuations. Or singular commitment to the multifamily housing industry means agents like you can deliver coverage that is both lasting and comprehensive.


Mutlifamily Housing

Our reputation for insuring apartment buildings and rental properties is unrivaled.

Student Housing - Worms Eye View of a Modern Condo Building Against a Clear Sky

Student Housing

We now offer off-campus, privately owned student housing insurance.


Affordable Housing

At Millers, we choose to be a part of the affordable housing solution.

Student Housing Insurance - Closeup of Small Apartments Above Local Businesses Used for Student Housing Black and White

Commercial Property

We insure buildings with commercial business on the ground floor with residential above.

Our Sweet Spot

Our target customers are commercial property owners investing in real estate with as few as one, or a portfolio of many, habitational properties that are four stories or less in height and $5 million or less in value.

Download our Appetite Guide
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In the aftermath of the unforeseen, insureds only want to hear one thing from their agent: “You’re covered.” Millers Mutual is the carrier that turns that call from a moment of dread to relief. Let us help you deliver for your client at the time you’re needed most.

If you are an independent agency located in Delaware, District of Columbia, Maryland, North Carolina, Ohio, Pennsylvania, or Virginia and are interested in learning more about becoming a Millers Mutual agent, or accessing Millers Mutual products through our in-house brokerage, please complete and submit the form below, or call Millers Mutual’s Agency and Brokerage Sales Relationship Leader, Stuart Cohen (717) 963-8566.

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