Millers Mutual Insurance

We’re hyper-focused on multifamily housing, which means comprehensive, consistent coverage for our customers.

Serving commercial customers in PA, DE, MD, NC, OH, VA & D.C.

Confidence in a complex insurance policy

demands singular focus.

In the wake of an accident, an insurance policy should provide a source of solace. Without a carrier that’s deeply invested in the multifamily housing space, property owners experiencing a loss may find just the opposite. 

Avoiding gaps in coverage takes singular focus. Where other providers divide their attention across multiple classes of business, Millers zeros in on multifamily housing. Our deep understanding of the exposures endemic to the niche means thorough coverage for property owners—and reassurance amid the anxiety of emergencies. Our agents and our customers deserve a carrier that’s dedicated to understanding the intricacies of multifamily housing.

Based in Harrisburg, PA, Millers Mutual Insurance is the niche property & casualty insurer that brings stability to multifamily housing. We currently serve multifamily housing, student housing, affordable housing & commercial real estate markets in PA, DE, MD, NC, OH, VA & D.C, and we are here to stay.

Client Portal Quick Links

Make a Payment
Report a Claim

Why Millers? What can we do for you?


The compassion Millers cultivates with employees spills into our interactions with agents and customers. We are here to help heal our insureds following a covered loss.


Our unwavering commitment to the multifamily housing industry results in consistent, holistic coverage agents and insureds can depend on. Millers is a source of confidence for agents and of calm for insureds in difficult times.


Though we are focused on a challenging class of business to write, our knowledge of the multifamily housing space allows us to adequately assess and prepare for that risk.

Stability & Financial Strength

We’ve been around a long time—since 1890—which means we’ll be here when you need us the most. We’re rated A- (Excellent) by A.M. Best.

As a carrier that’s dedicated to understanding the intricacies of the niche, we believe our singular focus on multifamily housing results in the kind of comprehensive, stable coverage our agents—and their multifamily housing clients—deserve.

Jonah MullPresident & CEO, Millers Mutual Insurance

Our Underwriting Appetite


Multifamily Housing

Our reputation for insuring apartment buildings and rental properties is unrivaled.

Student Housing - Worms Eye View of a Modern Condo Building Against a Clear Sky

Student Housing

Now offering off-campus, privately owned student housing insurance.


Affordable Housing

At Millers, we choose to be a part of the affordable housing solution.


Commercial Real Estate

Commercial property is our specialty – from office buildings to strip malls.

Our Accreditation



Riverside Brokerage Services is a wholly-owned in-house brokerage set up to provide Millers Mutual’s agency partners access to additional products and programs.

Learn More


Riverside Brokerage Services is a wholly-owned in-house brokerage set up to provide Millers Mutual’s agency partners access to additional products and programs.

Learn More
Recent Posts

Capitalize on Your Student Housing Investment

Student housing rental property can be a great investment. It’s a high demand, high rent, low vacancy market segment. Of course, you must also balance some of the drawbacks that…
Millers News

Millers Mutual Customers Could Win Big This Summer by Paying Bills Online

Now is the perfect time to explore our enhanced electronic billing and payments portal as InvoiceCloud, our payment processor, is holding a sweepstakes this summer for all customers utilizing the…
Millers News

Millers Mutual Partners with Hartford Steam Boiler to Provide Equipment Breakdown with TechAdvantage

All multifamily housing owners, regardless of type and size of rental property, are dependent on equipment: electrical equipment; heating and cooling systems; mechanical equipment; refrigeration equipment; and computers, to name…
Millers News

Erica Garrison Promoted to Associate General Liability Adjuster

Erica joined the Claims Department on November 8, 2021, as a Claims Service Representative.  She spent over three years at Nationwide starting in the claims department as a non-injury claims…

Millers provides quick claim resolution, courteous service and affordable pricing. Fair insurance coverage and rates are difficult to obtain for affordable housing, but Millers never hesitates to provide us just that.

Sharlene WoodruffCFO, HDC MidAtlantic

Our business is based on two words: Quality and Honesty. We have identified that same commitment from Millers, and appreciate their high quality service and support.

Phil NotoPresident, Santisi Imports, Ltd.

It’s very, very important for an investor to have an insurance partner, and that’s what I call Millers.

Mike SerlucoOwner, Consolidated Properties, Inc.