We’re hyper-focused on multifamily housing, which means comprehensive, consistent coverage for our customers.
Serving commercial customers in PA, DE, MD, NC, OH, VA & D.C.
Confidence in a complex insurance policy
demands singular focus.
In the wake of an accident, an insurance policy should provide a source of solace. Without a carrier that’s deeply invested in the multifamily housing space, property owners experiencing a loss may find just the opposite.
Avoiding gaps in coverage takes singular focus. Where other providers divide their attention across multiple classes of business, Millers zeros in on multifamily housing. Our deep understanding of the exposures endemic to the niche means thorough coverage for property owners—and reassurance amid the anxiety of emergencies. Our agents and our customers deserve a carrier that’s dedicated to understanding the intricacies of multifamily housing.
Based in Harrisburg, PA, Millers Mutual Insurance is the niche property & casualty insurer that brings stability to multifamily housing. We currently serve multifamily housing, student housing, affordable housing & commercial real estate markets in PA, DE, MD, NC, OH, VA & D.C, and we are here to stay.
Why Millers? What can we do for you?
Compassionate
The compassion Millers cultivates with employees spills into our interactions with agents and customers. We are here to help heal our insureds following a covered loss.
Steadfast
Our unwavering commitment to the multifamily housing industry results in consistent, holistic coverage agents and insureds can depend on. Millers is a source of confidence for agents and of calm for insureds in difficult times.
Courageous
Though we are focused on a challenging class of business to write, our knowledge of the multifamily housing space allows us to adequately assess and prepare for that risk.
Stability & Financial Strength
We’ve been around a long time—since 1890—which means we’ll be here when you need us the most. We’re rated A- (Excellent) by A.M. Best.
”As a carrier that’s dedicated to understanding the intricacies of the niche, we believe our singular focus on multifamily housing results in the kind of comprehensive, stable coverage our agents—and their multifamily housing clients—deserve.
Jeffrey PrattPresident & CEO, Millers Mutual Insurance
Our Underwriting Appetite

Multifamily Housing
Our reputation for insuring apartment buildings and rental properties is unrivaled.

Student Housing
Now offering off-campus, privately owned student housing insurance.

Affordable Housing
At Millers, we choose to be a part of the affordable housing solution.

Commercial Real Estate
Commercial property is our specialty – from office buildings to strip malls.