Millers Mutual Insurance

Focused on Multifamily Housing, Commercial Real Estate, & Affordable Housing

Serving commercial customers in PA, DE, MD, OH, VA & D.C.

There's More For You At


Millers Mutual, based in Harrisburg, Pennsylvania, is a regional property and casualty insurer serving commercial policyholders in Pennsylvania, Delaware, Maryland, Ohio, Virginia and Washington, D.C., through a network of independent agents.

Our mission is simple – we help single and multifamily housing and commercial real estate owners stay in business by protecting them from financial misfortune.  And we do that by offering a full complement of commercial insurance products and services, including business owners policies, inland marine, umbrella liability and employment practices liability.

Quite simply, there’s more for you at Millers.  A lot more.

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Why Millers? What can we do for you?

Personal Relationships

Our approach is uniquely personal.  We believe conversations and relationships matter – so you always get an attentive ear at Millers.

Here When You Need Us

We’ve been around a long time – since 1890 – which means we’ll be here when you need us.

Small & Nimble

We are able to provide more creative solutions, more flexible underwriting, more specialized expertise and personal attention thanks to our size.

Integrity, Stability and Financial Strength

We’re rated A- (Excellent) by A. M. Best and A Prime (Unsurpassed) by Demotech.

Our Underwriting Appetite


Multifamily Housing

Our reputation for insuring apartment buildings and rental properties is unrivaled.


Commercial Real Estate

Commercial property is our specialty – from office buildings to strip malls.


Affordable Housing

At Millers, we choose to be a part of the affordable housing solution.

Our Accreditation


Partner Unsurpassed


Riverside Brokerage Services is a wholly-owned in-house brokerage set up to provide Millers Mutual’s agency partners access to additional products and programs.

Learn More


Riverside Brokerage Services is a wholly-owned in-house brokerage set up to provide Millers Mutual’s agency partners access to additional products and programs.

Learn More

Recent Posts

All Things Millers

The Best Time to Win the War Against Ice Dams is….

Ice damming is a phenomenon that often occurs during the winter in cold, snowy regions. As snow melts along the roof of a home or building, it may refreeze along…
All Things Millers

This Day Holds the Record for Most Home Candle Fires

From 2009-2013, U.S. Fire departments responded to an estimated 9,300 home structure fires that were started by candles. These fires caused 86 deaths, 827 injuries and $374 million in direct…
All Things Millers

Tis’ the Season for Frozen Pipes

Every winter thousands of pipes, fixtures, and appliances freeze and burst because of inadequate heat or insulation. When a frozen pipe bursts, the result is extensive water damage. When water…
12 Days of Giving
Community Involvement

12 Days of Giving

It’s that time of year! A time of mouth-watering Christmas cookies, treats, gifts wrapped in gold paper with big red bows and hot chocolate with mini marshmallows! But that’s not…

“Millers provides quick claim resolution, courteous service and affordable pricing. Fair insurance coverage and rates are difficult to obtain for affordable housing, but Millers never hesitates to provide us just that.”

Sharlene WoodruffCFO, HDC MidAtlantic

“Our business is based on two words: Quality and Honesty. We have identified that same commitment from Millers, and appreciate their high quality service and support.”

Phil NotoPresident, Santisi Imports, Ltd.

“It’s very, very important for an investor to have an insurance partner, and that’s what I call Millers.”

Mike SerlucoOwner, Consolidated Properties, Inc.